People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exists specifically for this market sector.
— February 7, 2019
The challenges of getting on the property ladder today
Your home may be repossessed if you do not keep up repayments on your mortgage.
Mortgage Value Information In and Outside The Public Domain
Scottsdale MoneyWISE helps customers with every aspect of arranging a mortgage, saving you time and money in the ever-changing world of mortgage advice. Each type of mortgage is a specialism in itself. We have experienced mortgage advisers for each of these areas:
• Purchasing a buy-to-let home
• Remortgaging a buy-to-let home
• First-time home buyers
• Finding competitive remortgage rates for your home
• Purchasing a commercial property
• Releasing cash from your property.
As a professional mortgage broker, the services we recommend are often not in the public domain – and so details can’t be found on the internet. If they compare favourably, we study the mortgage planning information and help you understand what this will mean in practice.
Most buy to lets are not regulated by the Financial Conduct Authority.
Commercial mortgages are not regulated by the Financial Conduct Authority.
Remortgaging means switching your mortgage to another deal with another lender without moving property.
These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property but will let property to tenants.
Sometimes people want to release equity in their homes because they need cash for a particular purpose. This short guide looks at how certain types of mortgage will allow you to do exactly this.
The main difference between a self build mortgage and a house purchase mortgage is that with a self build mortgage money is released in stages as the build progresses rather than as a single amount. This short guide explains further.
With an Offset Mortgage you can potentially reduce the amount of interest you pay by offsetting a credit balance against the mortgage debt. This article explains further.
A flexible mortgage is a product that can make the traditional British mortgage with its fixed and inflexible payment schedule over a fixed term, such as 25 years, look like a bit of a dinosaur. This short guide explains why a flexible arrangement may benefit you.