Make 2017 The Year You Protect The People and Things That Matter Most

Posted by siteadmin on Monday 1st of May 2017.

Taking out the right protection policies for your needs may not be at the top of your list of New Year resolutions, but arguably it should be. These policies ‘do what it says on the tin’; they offer protection against a wide variety of unexpected events that every year happen to thousands of families up and down the country.

Having a policy in place means that if disaster strikes, there is a financial payout available to help make things better. There’s a wide variety of policies available in the marketplace and on your own it can be difficult to choose the right type of cover for you and your family. That’s why it can really help to discuss with us which policy, or policies, would be best for your needs. We’re on hand to help you choose the most appropriate cover based on our research into what’s on offer from a range of insurers. We can save you hours of internet searching and calls to insurance companies for quotes. As advisers, we make the process far less stressful and time-consuming.

Where to begin

Life cover is one of the most important financial products around, and one of the best ways of leaving loved ones provided for financially. Life insurance doesn’t just pay a lump sum on death, or the diagnosis of a critical illness, it can help provide an income for families hit by an accident, sickness or unemployment, help parents pass their wealth on to future generations and can have a major role to play in inheritance tax planning too. It can often be a good idea to take out a policy that covers more than one risk, for instance life insurance combined with critical illness cover. Cover for your home is vital too. You may need to have buildings insurance as a condition of your mortgage, and you should certainly think about contents insurance for all your possessions. That way if you’re a victim of burglary, fire or flood then you’ll have a sum of money to replace lost or damaged items. With the average three-bedroom home estimated to have £55,000 (1) of contents, it really makes sense to be properly insured.

(1) Association of British Insurers, 2016

LIFE COVER IS ONE OF THE MOST IMPORTANT FINANCIAL PRODUCTS AROUND, AND ONE OF THE BEST WAYS OF LEAVING LOVED ONES PROVIDED FOR FINANCIALLY.

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