What’s the Value of Remaining Invested?

Posted by rachaelbean on Monday 12th of February 2018

The value of pensions and investments and the income they produce can fall as well as rise, you may get back less than you invested.

So much news and information is broadcast every day on financial markets and investments that it can make you feel as though it’s never the right time to invest, or remain invested.

Intrinsic carried out a useful statistical comparison that delivered clear results. The comparison took data from investors using Intrinsic’s most popular diversified fund over a period that included significant market fluctuation...


A Good Reason to Look at Your Pension Before April 2018

Posted by rachaelbean on Monday 12th of February 2018

The value of pensions, and the income they produce can fall as well as rise. You may get back less than you invested.
Tax treatment varies according to individual circumstance and is subject to change.

The ‘use it or lose it’ message behind the option to ‘carry forward’ tax benefits for anyone who’s used up this year’s £40,000 pension contributions tax allowance should not be ignored. For many of our clients, being able to calculate available tax relief allowances and apply them, before the end of this financial year, makes a substantial dif...


Which ISAs are exempt from Inheritance Tax?

Posted by rachaelbean on Monday 12th of February 2018

Tax treatment depends on individual circumstances.
Tax treatment rates and allowances are subject to change.
The value of an investment, and the income it produces can go down as well as up, and you may not get back as much as you put in.
Estate planning is not regulated by the Financial Conduct Authority.
The FCA do not regulate inheritance tax planning.

Certain ISAs are exempt from inheritance tax (IHT), providing they have been held for at least two years and are still held when the investor dies. These ISAs are invested in shares in qualify...


Weaker Sterling Does Have An Upside

Posted by siteadmin on Wednesday 6th of September 2017

Ever since the inflation that followed Prime Minister Harold Wilson’s claim that the 1967 devaluation would not affect the pound in their pocket, the British public has perceived a weakened currency as a bad thing. Agreed, it makes foreign holidays and many imports costlier, but it also has an upside.

Recent data has highlighted the way in which sterling’s loss of value against the euro, US dollar, etc. after last year’s Brexit vote helped some industries, especially those that export goods or services. Blue-chip companies with high oversea...


Markets

Posted by siteadmin on Wednesday 6th of September 2017

On the last day of August, the third round of Brexit negotiations in Brussels ended in “no decisive progress” according to Europe’s chief Brexit negotiator Michel Barnier. Upbeat Chinese and US economic news provided some light relief, while geopolitical tensions over North Korea persisted.

UK stocks ended the month in positive territory. The blue chip FTSE100 peaked on August 8th at 7,542.73, before drifting off to finish the month at 7,430.62, for a modest gain of 0.8%, advancing 58.62 points.

The wider FTSE250 closed just 22.45 points u...


Measuring Inflation: One Size Will Never Fit All

Posted by siteadmin on Wednesday 6th of September 2017

The latest quarterly Inflation Report from the Bank of England published in August provides an in-depth analysis of homegrown and imported factors known to influence the rate of inflation. A major conclusion of all the number crunching and judgment calls is that year-on-year inflation – as measured by the CPI – is likely to peak this autumn at about 3%. The official target is 2%.

Traditionally, the BoE would hike interest rates to dampen excessive inflation but, partly because CPI rises were below target for some time until the annual rate ...


Interest Rate Saga Continues

Posted by siteadmin on Wednesday 6th of September 2017

When, in early August, the Bank of England (BoE) Monetary Policy Committee (MPC) voted 6-2 to leave base rate at 0.25%, a long-running interest rate saga continued. It began in March 2009, when the MPC cut base rate to a mere 0.5% to help borrowers, banks and the economy after the global financial crisis. March 2009 also saw the FTSE 100 at a six-year low around 3,500. Since then, the base rate was halved, in August 2016, to 0.25% and the FTSE 100 has more than doubled, topping 7,500 at times this year.

So, why the mixed messages from BoE b...


Economic Review of July 2017

Posted by siteadmin on Tuesday 1st of August 2017

Our monthly economic review is intended to provide background to recent developments in investment markets as well as to give an indication of how some key issues could impact in the future.

It is not intended that individual investment decisions should be taken based on this information; we are always ready to discuss your individual requirements. We hope you will find this review to be of interest.

Positive UK Economic Growth In Q2

According to initial estimates from the Office for National Statistics (ONS), in the second quarter of 20...


Property Market Review August 2017

Posted by siteadmin on Tuesday 1st of August 2017

Our monthly property market review is intended to provide background to recent developments in property markets as well as to give an indication of how some key issues could impact in the future.

Record breaking transaction for the Walkie Talkie

Making it London’s most expensive property ever sold, 20 Fenchurch Street is to be purchased for £1.3 billion, by LKK Health Products Group, a Hong Kong based company. Commonly referred to as the Walkie Talkie, LKK will buy out the Canary Wharf Group and Land Securities to acquire the prime commer...


Property Market Review July 2017

Posted by siteadmin on Thursday 27th of July 2017

Our monthly property market review is intended to provide background to recent developments in property markets as well as to give an indication of how some key issues could impact in the future.

We are not responsible or authorised to provide advice on investment decisions concerning property, only for the provision of mortgage advice. We hope you will find this review to be of interest.

Blackstone Closes £500M Deal to Grab Majority Stake in The Office Group

Blackstone, one of the largest private equity houses, who currently manage over ...


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